Privacy Policy
Last updated: January 6, 2026
Our Commitment to Your Privacy
At CostGuard, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services. We are committed to protecting your personal and financial data with bank-level security.
1. Information We Collect
Personal Information
When you create an account, we collect your name, email address, and optional profile picture. This information is used solely to personalize your experience and provide account-related communications.
Financial Information
When you connect your bank accounts via our secure partners (Plaid/Stripe), we receive read-only access to your transaction history to identify recurring subscriptions. We never store your bank login credentials.
Usage Data
We collect anonymous usage analytics to improve our app, including feature usage patterns, crash reports, and device information.
2. Data Security
Your security is our top priority. We implement industry-leading security measures:
- •256-bit AES Encryption: All data is encrypted at rest and in transit.
- •Bank-Level Security: We use Plaid and Stripe for secure bank connections, the same providers trusted by major financial institutions.
- •SOC 2 Compliant: Our infrastructure meets rigorous security standards.
- •No Credential Storage: We never see or store your bank passwords.
3. How We Use Your Information
We use your information to:
- •Identify and track your recurring subscriptions
- •Provide spending analytics and insights
- •Send renewal reminders and notifications
- •Improve our services and develop new features
- •Provide customer support
🔒 We Never Sell Your Data
Your data is yours. We will never sell, rent, or trade your personal or financial information to third parties for marketing purposes. Period.
4. Third-Party Services
We partner with trusted third-party services to provide our functionality:
- •Plaid: Secure bank account linking
- •Stripe: Payment processing
- •Firebase: Authentication and analytics
5. Your Rights
You have the right to:
- •Access your personal data
- •Request correction of inaccurate data
- •Request deletion of your account and data
- •Disconnect linked bank accounts at any time
- •Opt-out of marketing communications
6. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at: